The Quiet Comeback: Housing Market Momentum Returns for 2026

by Krista Klause

After several years of high mortgage rates and cautious buyers, momentum is quietly building in the housing market! Sellers are returning, buyers are re-engaging, and—for the first time in what feels like forever—real movement is happening again. It’s not a surge, but it’s an important shift that could mean a much stronger 2026.

What’s Driving This Comeback? 📈

1. Mortgage Rates Are Trending Down 📉

Rates are always moving, but the big picture in 2025 is positive: mortgage rates have been drifting downward, giving buyers a break. Recent data shows these are the best rates of the year, and even a small drop means thousands in annual savings for homebuyers. For example, today’s buyers have gained about $25,000 in additional purchasing power compared to the same time last year—all because of lower borrowing costs! That’s a major boost for anyone looking to buy their dream home.

2. More Sellers, More Choices 🏘️

Remember when “locked-in” sellers made it tough to find any listings? That trend is fading as rates relax. Life changes—not just low rates—are bringing more homes onto the market, giving buyers more options than they’ve had in years. Realtor.com data shows inventory is at a six-year high, a major win for folks ready to move.

3. Buyers Are Coming Back 🛍️

An uptick in mortgage applications proves buyers are shaking off the hesitation. Purchase applications are notably higher than last year, and many experts predict steady growth into 2026. As options grow and affordability ticks up, buyers are regaining their confidence and jumping back in.

Bottom Line: Real Estate Is Waking Up! 🚀

After several slow years, the market is finally turning a corner. Declining rates, more listings, and growing buyer demand are all pointing toward a stronger, healthier market. It may not be a flood, but it’s a much-needed change—and it’s arriving just in time for 2026.

Thinking of making a move or want to explore your options? Connect now with Krista Klause—your trusted realtor serving San Antonio, Bandera, Helotes, and all surrounding areas! Let an expert guide you through this exciting new market and put your goals within reach. 🏡📲