Don’t Wait for the Perfect Rate: Why Acting Now Could Save You More Than You Think

💬 The “Monster Under the Bed” of Mortgage Rates Mortgage rates have been the monster under the bed for a while. Every time they tick up, buyers flinch and say, “Maybe I’ll wait.” But here’s the truth — waiting for that perfect 5-point-something rate could end up haunting your wallet later. 🎯 The

Are Mortgage Rates Finally Coming Down for Good?

ou want mortgage rates to fall — and lately, they’ve started to. 🙌 But the real question is: will it last? And how low could they go? Experts say there’s still room for rates to come down more over the next year. One of the biggest indicators to watch? The 10-year Treasury yield. Here’s why that m

Will the Fed’s Next Move Lower Mortgage Rates?

The Federal Reserve (the Fed) meets this week, and expectations are high that they’ll cut the Federal Funds Rate. But does that mean mortgage rates will fall too? Let’s clear up the confusion. 🤔 The Fed Doesn’t Directly Set Mortgage Rates Right now, all eyes are on the Fed. Most economists expec

Mortgage Rates Just Took Their Biggest Drop in Over a Year!

You’ve been waiting what feels like forever for mortgage rates to budge—and last week, they finally did in a big way! On Friday, September 5th, the average 30-year fixed mortgage rate fell to the lowest level since October 2024. It was the biggest one-day decline in over a year. 🎉 🔎 What Sparke