Don’t Wait for the Perfect Rate: Why Acting Now Could Save You More Than You Think

💬 The “Monster Under the Bed” of Mortgage Rates Mortgage rates have been the monster under the bed for a while. Every time they tick up, buyers flinch and say, “Maybe I’ll wait.” But here’s the truth — waiting for that perfect 5-point-something rate could end up haunting your wallet later. 🎯 The

Why Mid-October 2025 Could Be the Best Time to Buy

If you’re waiting for a real opportunity in the real estate market, mid-October just might be your moment. 📈 Supply Peaks & Competition Eases Inventory often peaks in early autumn, giving buyers more choices. Buyer competition declines as some drop out, so you have more negotiating power. A

Are Mortgage Rates Finally Coming Down for Good?

ou want mortgage rates to fall — and lately, they’ve started to. 🙌 But the real question is: will it last? And how low could they go? Experts say there’s still room for rates to come down more over the next year. One of the biggest indicators to watch? The 10-year Treasury yield. Here’s why that m

Will the Fed’s Next Move Lower Mortgage Rates?

The Federal Reserve (the Fed) meets this week, and expectations are high that they’ll cut the Federal Funds Rate. But does that mean mortgage rates will fall too? Let’s clear up the confusion. 🤔 The Fed Doesn’t Directly Set Mortgage Rates Right now, all eyes are on the Fed. Most economists expec